Our Settlement Maximization Process

We scrutinize provided medical records to spot indicators of additional, unrequested MVA-related treatment. Flagging these potential records helps your firm request them promptly—often increasing documented economic damages. (We do not request records directly; we identify and surface them for your team.)

Every charge line is presented in clean, structured tables—not just subtotals—so nothing is missed. Tables are formatted to align with adjuster workflows, reducing friction and helping ensure all charges are fully valued.

We list all CPT and ICD-10 codes clearly to prevent omissions and to streamline adjuster data entry. Cleaner code presentation can reduce processing time and support higher, faster settlement offers.

Where permitted under state collateral source rules, we redact references to insurance coverage and paid/adjusted charges that could prejudice recovery. We also remove other sensitive content that may undermine credibility. Redactions are provided only in jurisdictions that allow such treatment of exhibits.

We identify provider-recommended future treatments within the records and prepare detailed cost estimates. These projections create a credible basis for recovering future medical expenses that might otherwise be undervalued.

We coordinate with an independent physician to review and formally validate projected treatment plans and costs. A signed statement converts projections into medically substantiated evidence that insurers are more likely to fully credit. (Service availability and pricing are detailed on our Pricing page.)

We craft a client-specific narrative grounded in the record—pain scores, loss of mobility, impact on work and daily life— to present a credible, persuasive case for non-economic damages.

In jurisdictions that allow them—and where facts support it—we frame targeted arguments for punitive/exemplary damages. Standards and terminology vary by state; our analysis aligns with controlling law to preserve credibility and leverage.

We present a concise, evidence-based liability section—drawing from police reports, witness statements, and medical causation—to reduce fault disputes and strengthen settlement posture.